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Feeling financially strapped in your 20s and 30s? You’re not alone. Let’s look into 21 common reasons why you might be broke and how to overcome them.

⌚️TIMESTAMPS
0:00 Introduction
0:08 impulse buying
0:57 lack of budgeting
1:42 student loan debt
2:41 living beyond your means
3:31 ignoring financial education
4:04 fear of investing
4:55 emotional spending
5:17 not saving for emergencies
6:07 ignoring small expenses
6:35 poor credit score
7:01 too many subscriptions
7:42 not negotiating your salary
8:08 fear of failure
8:51 eating out too much
9:37 not having financial plan
10:00 ignoring your mental health
10:24 not asking for help
11:01 not investing in yourself
11:34 not prioritizing long-term goals
12:11 not paying yourself first
13:04 keeping up with the joneses

Bogleheads Forum – https://www.bogleheads.org/forum/

Other Great Personal Finance YouTube Channels:
https://youtube.com/@clark?si=NQ-KTxmarWtDKYRq
https://youtube.com/@theplainbagel?si=uadzyRSSttdO9OWW
https://youtube.com/@ChooseFI?si=DqAEFbScVzvrAv22

Recommended personal finance books:
The Total Money Makeover ➡️ https://amzn.to/2O4sLeU
The Millionaire Next Door ➡️ https://amzn.to/38IIh80
The Simple Path To Wealth ➡️ https://amzn.to/38WoQZJ

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